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PRODUCTS & SERVICES
BUSINESS INSURANCE

Why Choose Ware

Protect your hard-earned business. Ware’s Commercial Division can help you do just that, reducing your risk and taking advantage of opportunity with a vast knowledge and a host of resources. Our team includes business insurance specialists who offer you a wealth of expertise in mitigating corporate risk and maximizing asset efficiency. What’s not to like? While most insurance agencies you’ll find are trying to sell you as many high-priced products as possible, the Ware Company’s goal is to offer you customized solutions so you need to buy less insurance, and, at the same time, convert your potential risk into potential profit.

At Ware, we put our powerful resources into controlling your risk by management, transfer and avoidance.

Meet Our Teams

Contact Us Today

Industry Specialties

Our commercial risk management expertise includes:

  • All forms of General Liability and Property
  • Workers Compensation
  • Auto and Fleet
  • Umbrella Insurance
  • Computer Equipment and Software
  • Inland Marine
  • Employment Practices Liability
  • Employee Benefits Liability
  • Crime
  • Transportation
  • Professional Liability
  • Cyber Liability

Our Business Insurance professionals have experience covering virtually all industry segments. Contact us, and we’ll make sure you meet those experts.

  • Construction
  • Real Estate
  • Marine
  • Professional Services
  • Manufacturing, Wholesale and Distribution
  • Specialty

Executive Protection
Ware can help you lead the way. When officers, fiduciaries and directors serve business firms and non-profit entities, they put their own personal assets at risk. In turn, those companies served by individuals can also be at risk by having to indemnify them with claims for acts made on behalf of the entity.

Insurance policies that cover executives and entities are created specifically for those individuals and businesses. There’s only one way to be sure you’re getting the most out of what’s available in a customized plan: talk to the professionals at Ware.

  • Directors’ and Officers’ Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Crime coverage
  • Individual Directors Liability
  • Kidnap and Ransom
  • Social Engineering

Contact your new outsourced risk management department at Ware today.

Risk Management & Education
The Ware Company is pleased to facilitate client service and educational programs through our strategic industry partnerships.

  • Workers Compensation
    1. NCCI/Experience Modification maintenance Program
    2. Thorough Subcontract Agreements
    3. Return to Work Programs
    4. Defined Physician Panel
    5. Mock OSHA Inspections
  • State-Compliant Drug Free Workplace Programs
    1. On-site, cost-effective Drug Testing program
  • Drive Safety Program
    1. Thorough Training
    2. Vehicle Maintenance Program

As business people, not only are we focused on smart solutions to managing risk, we’re well versed and well connected in all aspects of safety, health and environmental regulation. Contact us today to get started.

MEET OUR BUSINESS TEAM

Ed Kellam
Ed Kellam
President
As President, Mr. Edwin Kellam has over 40 years of experience in the insurance industry.
Michael Kellam
Michael Kellam
Business Insurance Specialist
A lifelong Virginia Beach resident, Michael specializes in large workers compensation policies, primarily in the commercial construction and manufacturing industries. His designations include Commercial Lines Coverage Specialist (CLCS) and Certified Workers Compensation Advisor (CWCA); and he is currently pursuing three more designations of: Certified Risk Manager (CRM), Construction Risk and Insurance Specialist (CRIS), as well as OSHA certification. Michael co-chairs the new AGC Young Professionals Group and participates actively on the AGC Membership Committee, the ABC Networking and Involvement group, the ABC Safety Committee, and the HRACRE Showcase Committee. He serves on the Board of “Chanco on the James Camp and Conference Center” in Surry, VA. After earning his undergraduate degree from the University of Tennessee, Michael still enjoys traveling anywhere — at any time. He has a German Shepherd mix named Cheyenne that you might see accompanying him when he ventures out fishing, backpacking, and kayaking.
Tracy Minnich
Tracy Minnich
Commercial Lines Operations Manager
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Danielle Liddy
Danielle Liddy
Senior Commercial Account Manager
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Lara Smith
Lara Smith
Commercial Lines Coverage Specialist
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Christine Walsh
Christine Walsh
Commercial Lines Insurance Account Manager
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Linda Talinger
Linda Talinger
Commercial Lines Account Manager
Ware Insurance is one of the oldest and largest independent insurance agencies in the Hampton Roads area. We are a full service agency, offering business insurance, personal insurance, benefits, and bonds. Our obsessive customer service and unsurpassed knowledge of risk and insurance are what separates us from our peers. No account is too large or complex for our team to handle and we approach every account as though it were our only account.
Jenn Granoff
Jenn Granoff
Claims Advocate
I exist to take the burden of the claim off of you.